Being fitted for hearing aids made a big difference in your life. It’s much easier to hear things clearly these days. At least, that holds true until the hearing aid begins to malfunction. If you have hearing aid insurance, getting things resolved quickly is a lot easier. Here are some of the reasons why this type of coverage matters.
Hearing Aids and Repairs Aren’t Covered by Your Health Insurance
If you look at the provisions found in your health insurance, there will be little to nothing that has to do with your hearing. The policy likely includes some coverage for treatments to the ears that involve accidents, but there’s nothing included that helps with buying hearing aids or making repairs.
Opting to have a policy that is separate from the group or personal insurance you have for general health purposes means you do have access to examinations and repairs with relative ease. The fact that the insurance will cover much of the cost reduces the temptation to delay seeking help and possibly lead to more problems with the aids.
Your Warranty Will Only Cover So Much
You did receive a warranty with your hearing aids. In fact, there was an offer for an extended warranty and you chose to secure it. While that’s great, the warranty only covers so many types of events. Most of them will have to do with manufacturer-related issues, or possibly an issue that results from what the manufacturer determines is normal wear and tear. Anything else will be outside the scope of the warranty terms and conditions.
You’ll find that the benefits found in the insurance plan cover a wider range of issues. You also don’t have to worry about the insurance expiring, something that will eventually happen with a warranty. As long as you pay the premiums on time, all will be well.
The Provider Can Supply a List of Local Repair Services
One of the perks that the insurance provider has to offer is a list of local repair services that are considered to be part of the provider’s network. This is good news since it allows you to use any service and receive the full benefit of the insurance provisions. Be on the lookout for a service center that can honor the warranty while also accepting your insurance plan.
With this strategy, you may be able to use your hearing aid insurance in tandem with the warranty. If the issue is manufacturer-related, the warranty may take care of most of the remaining costs. The service can then put in a claim to the insurance provider for the remainder.
Knowing Where to Turn if a Problem Arises
Having insurance on the hearing aids means there is no doubt about where to turn if an issue develops. The insurance provider will have a helpline that you can access and seek answers to any questions that come to mind. For example, you may not be sure that what just happened to the hearing aids is a covered event. The right contact can provide a definitive answer.
Having that type of support helps to alleviate some of the worries about how to deal with hearing aid problems. The fact that you can reach someone who can help without having to wait for a long time helps to make an unpleasant situation easier to face.
If you don’t have insurance for your hearing aids, now is the time to look into the possibility. Make sure the insurance is honored locally and that it covers most of the situations that come to mind. All it takes is using the coverage once to make it all worthwhile.
